Checking Accounts

Flexible checking account plans designed for every lifestyle.

TBOC Checking®

Earns a high interest rate with no minimum balance and no monthly service fees.

• No minimum balance
• VISA Check Card
• Free online banking
• Free online bill payment

Must have all of the following in a statement cycle to earn a higher rate of interest on balances $10,000.00 and less.

• Direct Deposit
• 10 debit point of sale transactions
• Emailed bank statements
• Enrolled in online banking
• Valid email address

Checking Plus

A multitude of banking services for our personal account holders.

• No minimum balance
• VISA Check Card
• Free bank-style checks or 50% discount on any wallet-style checks
• $15.00 monthly fee
• Free stop payments
• Free travelers checks
• Free cashiers checks (limit 3 per statement cycle)
• Free notary service
• Free domestic wire transfers
• Free online banking
• Free online bill payment
• $10 credit on safe deposit box rental

Golden Checking Plus

A real "plus" to being 50+... A multitude of banking services for our senior personal account holders.

• $5.00 fee if average balance of $5,000.00 is not maintained (can include other deposit account balances)
• VISA Check Card
• Free bank-style checks or 50% discount on any wallet-style checks
• Interest paid regardless of balance
• Free stop payments
• Free travelers checks
• Free cashiers checks (limit 3 per statement cycle)
• Free notary service
• Free domestic wire transfers
• Free online banking
• Free online bill payment
• $10 credit on safe deposit box rental

Basic Checking

Low minimum balance requirements for our personal account customers.

• $500 minimum balance (can include other deposit or loan balances)
• $15.00 + $.25 per debit if balance falls below $500 (combined balance)
• Free online banking
• Free online bill payment
• VISA Check Card

Interest Checking

The plan that keeps your money working for you. Available to individuals, sole proprietorships, non-profit organizations & public funds.

• $1,000 minimum balance
• $15.00 + $.25 per debit if balance falls below $1,000
• Interest not paid if balance falls below minimum
• VISA Check Card
• Free online banking
• Free online bill payment

Free Checking

Worry-free checking for our personal account customers.

• No minimum balance
• Unlimited check writing
• Free first order of 50 pack of personalized checks
• Check truncation
• Free online banking
• Free online bill payment
• VISA Check Card

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