The Bank Oldham County

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Checking Accounts

Flexible checking account plans designed for every lifestyle.

TBOC Checking®

Interest Bearing Electronic Account

  • $5.00 fee if any written or converted check clears the account in a statement cycle
  • No minimum balance

    The services below are provided at no additional cost:

  • VISA Check Card*
  • Online banking
  • Online bill payment

Must have all of the following in a statement cycle to earn a higher rate of interest on balances $10,000.00 and less.

  • Direct Deposit
  • Emailed bank statements
  • Enrolled in online banking
  • Valid email address

Golden Checking Plus

A real "plus" to being 50+... A multitude of banking services for our senior personal account holders.

  • $5.00 fee if average balance of $5,000.00 is not maintained (can include other deposit account balances)
  • Interest paid regardless of balance

    The services below are provided at no additional cost:

  • VISA Check Card*
  • Bank-style checks or 50% discount on any wallet-style checks 
  • Stop payments
  • Travelers checks
  • Cashiers checks (limit 3 per statement cycle)
  • Notary service
  • Domestic wire transfers
  • Online banking
  • Online bill payment
  • $10 credit on safe deposit box rental

Interest Checking

The plan that keeps your money working for you. Available to individuals, sole proprietorships, non-profit organizations & public funds.

  • $1,000 minimum balance
  • $15.00 + $.25 per debit if balance falls below $1,000
  • Interest not paid if balance falls below minimum

    The services below are provided at no additional cost:

  • VISA Check Card*
  • Online banking
  • Online bill payment

EZ Checking

Worry-free checking for our personal account customers.

  • $5.00 fee if minimum balance of $500.00 is not maintained
  • Minimum balance fee is waived for students

    The services below are provided at no additional cost:

  • Unlimited check writing
  • Check truncation
  • Online banking
  • Online bill payment
  • VISA Check Card*

    • *Availability of over 4,900 ATMs nationwide and over 60 ATMs in Kentuckiana

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Managing Your Overdraft

Current Rates

If you have any questions regarding our bank services, please click HERE or call us @ (502) 222-2100 for more information.

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