The Bank Oldham County
"We bank on long term relationships"

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Financial Condition

  DECEMBER 31, 2010 DECEMBER 31, 2009

ASSETS

Cash & due from banks $ 4,340,000 $ 7,307,000
Securities 68,377,000 53,395,000
Federal funds sold 10,132,000 10,794,000
Loans $59,446,000 $64,755,000
Less allowance for loan losses 1,391,000 1,299,000
Net loans 58,055,000 63,456,000
Fixed assets 1,077,000 1,025,000
Other assets 3,044,000 2,301,000
TOTAL ASSETS $145,025,000
$138,278,000

LIABILITIES & CAPITAL

Deposits $ 125,440,000 $ 116,921,000
Securities sold under agreement to repurchase 3,777,000 5,586,000
Other borrowings 0 0
Other liabilities 316,000 367,000
Capital 15,492,000 15,404,000
TOTAL LIABILITIES & CAPITAL $145,025,000
$138,278,000

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